Homebuyers: Did You Know?
Did You Know?
- Owning a home is often one of the largest contributors to an individual's net worth, particularly as the value of the property increases and mortgage debt decreases over time.
- Homeownership may come with tax benefits, such as deductions for mortgage interest and property taxes, which can lower your taxable income and improve your overall financial position.
- In times of financial need, homeowners can tap into their home equity through refinancing or a home equity loan, providing a potential safety net.
- If you sell your primary residence, you may be able to exclude a significant portion of the capital gains from your taxable income, subject to certain conditions.
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